UPDATED: September 15, 2019

Privacy Policy

This Privacy Policy governs the manner in which Insta Moola Financial Ltd. collects, uses, maintains and discloses information collected from users (each, a "User") of the instamoola.com family of websites ("Site"). This privacy policy applies to the Site and all products and services offered by Insta Moola Financial Ltd (“Services”).

Personal identification information

We may collect personal identification information from Users in a variety of ways, including, but not limited to: when Users visit our Site, register on the Site, subscribe to the newsletter, respond to a survey, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate for payroll processing: name, email address, mailing address, phone number, bank account details and social security/social insurance number/federal identification number. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identifying information, except that it may prevent them from engaging in certain Site related activities, e.g., payroll.

Non-personal identification information

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name and version, the type of computer, technical information about a User's means of connection to our Site (such as the operating system and the Internet service provider utilized), as well as other similar information.

Web browser cookies

Our Site uses "cookies" to enhance User experience. User's web browser places cookies on their hard drive for record-keeping purposes. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

How we use collected information

Insta Moola Financial Ltd. may collect and use Users personal identification information for the following purposes:

How we protect your information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.

Sensitive and private data exchanged between the Site and its Users happens over a SSL secured communication channel and is encrypted and protected with digital signatures.

Nonetheless, transmission of information on the Internet is not completely secure. Therefore, we cannot guarantee the security of data sent to us electronically on our Site, by email or otherwise. Transmission of such data is therefore entirely at your own risk.

Sharing your personal identification information

We do not sell, trade, or rent Users' personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and Users with our business partners for the purposes outlined above. We may use third party service providers to help us operate our business and the Site or administer activities on our behalf, such as sending out newsletters or surveys or verifying identity. We may share your information with these third parties for those limited purposes provided that you have given us your permission.

Changes to this privacy policy

Insta Moola Financial Ltd. reserves the right to update this privacy policy at any time. When we do, we will revise the updated date at the top of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Investigating Complaints

Any concern or issue about our personal information handling practices may be made, in writing, to the Privacy Officer. Upon verification of the User's identity, the Privacy Officer will act promptly to investigate the complaint and provide a written report to the User. If the User is dissatisfied with the report provided by the Privacy Officer or feels that the corrective action taken by Insta Moola Financial Ltd is insufficient, the User may direct a complaint to the Federal Privacy Commissioner in writing. The address of the Federal Privacy Commissioner is provided in this Privacy Statement for your convenience.

Contacting us

If you have any questions about this Privacy Policy or wish to review or verify what information is held by Insta Moola Financial Ltd, please contact the Privacy Officer at:

Privacy Officer
Insta Moola Financial
Suite 402, 1350 Burrard St
Vancouver, B.C, V6Z 0C2
Email: mgnt@instamoola.com
Phone: 604-493-2019

Other Contact Information

Office of the Privacy Commissioner of Canada
30 Victoria Street
Gatineau, Quebec
K1A 1H3


Toll free: 1 (800) 282-1376
Phone: (819) 994-5444
TTY: (819) 994-6591